Returns Calculator FD Plans How to Start Loans SafetyFAQAbout Us Careers Contact 💬 WhatsApp — Send “FD”
Fixed Deposits up to 20% p.a. Monthly payouts — every 30 days Gold Loans up to 90% value All documents collected at your doorstep Become a client in 2 minutes on WhatsApp Business & personal loans — asset backed Pan India · Trusted by 500+ investors Fixed Deposits up to 20% p.a. Monthly payouts — every 30 days Gold Loans up to 90% value All documents collected at your doorstep Become a client in 2 minutes on WhatsApp Business & personal loans — asset backed Pan India · Trusted by 500+ investors
500+
Families Investing
₹50Cr+
Total FD Value
20%
Max Returns p.a.
100%
On-Time Payouts
Trusted Financial Services · Pan India

Invest Smart.
Earn Up to 20%
Every Year.

India’s Most Rewarding Fixed Deposits

“Every common man deserves the power to grow their money — simply, safely, and surely.”

From ₹1 lakh to ₹5 crore+, trusted by investors across India. Monthly payouts. 3-year lock-in. Become a client in just 2 minutes from your phone.

20%
Max Returns p.a.
6
FD Plans
Monthly
Payouts
90%
Gold LTV
Returns Calculator
Click a plan or type your amount — everything auto-fills
Bronze Plan
₹1 Lakh to ₹9.99 Lakh
12% p.a.
Monthly payout — every 30 days directly to your bank account
3-year lock-in · Aadhaar + PAN only · Doorstep service
Min ₹1,00,000 · Plan auto-selects as you type
🔒 3-year lock-in · Monthly interest every 30 days · Principal returned at end
You Invest₹1,00,000
You Get Every Month₹1,000
Total Per Year₹12,000
Total Earned in 3 Years₹36,000
You Get Back at Maturity₹1,36,000
Scroll

“A new standard of finance —
built for every Indian.

Professional. Transparent. Doorstep-delivered. We are here to make your money work harder.

100% Hassle-Free Onboarding
Become a Client
in Just 2 Minutes.

No branch visits. No paperwork runs. Your dedicated relationship manager connects via Google Meet or visits your home — documents collected, agreement signed, FD activated, all in under 2 minutes.

📸

Google Meet or Home Visit

Connect with your dedicated manager via Google Meet or choose an in-person doorstep visit at your convenience.

📄

We Collect Your Documents

Aadhaar + PAN. That’s all. We collect everything from you — digitally or physically. Zero running around for you.

Activated in 2 Minutes

Agreement signed, FD confirmed and activated the same day. You get a soft copy on WhatsApp within 24 hours.

📦

Originals Couriered Next Day

Physical signed agreement and all original documents couriered to your address on the next working day.

Fixed Deposit Plans
Six Plans.
One for Every Investor.

From ₹1 lakh to ₹5 crore+. All plans pay monthly. All have 3-year lock-in. Gold Elite and above include health insurance.

🥉 BRONZE
Bronze
₹1 Lakh to ₹9.99 Lakh
12%
per annum (p.a.)
  • Monthly payouts — every 30 days
  • 3-year lock-in period
  • ₹1,000 every month on ₹1 lakh
  • Aadhaar + PAN only
  • Doorstep service
Start with Bronze
🥈 SILVER
Silver
₹10 Lakh to ₹24.99 Lakh
14%
per annum (p.a.)
  • Monthly payouts — every 30 days
  • 3-year lock-in period
  • ₹11,667 every month on ₹10 lakh
  • Aadhaar + PAN only
  • Priority support
Start with Silver
★ Most Popular
🥇 GOLD ELITE
Gold Elite
₹25 Lakh to ₹49.99 Lakh
16%
per annum (p.a.)
  • Monthly payouts — every 30 days
  • 3-year lock-in period
  • ₹33,333 every month on ₹25 lakh
  • Complimentary Health Insurance
  • Dedicated relationship manager
Start with Gold Elite
💎 PLATINUM
Platinum
₹50 Lakh to ₹99.99 Lakh
18%
per annum (p.a.)
  • Monthly payouts — every 30 days
  • 3-year lock-in period
  • ₹75,000 every month on ₹50 lakh
  • Family Health Insurance
  • Personal finance consultation
Start with Platinum
✦ DIAMOND
Diamond
₹1 Crore to ₹4.99 Crore
19%
per annum (p.a.)
  • Monthly payouts — every 30 days
  • 3-year lock-in period
  • ₹1,58,333 every month on ₹1 crore
  • Premium Family Insurance
  • VIP relationship management
Start with Diamond
👑 LEGACY
Legacy
₹5 Crore and above
20%
per annum (p.a.)
  • Monthly payouts — every 30 days
  • 3-year lock-in period
  • ₹83,33,333 every year on ₹5 crore
  • Premium Insurance Package
  • Annual Travel & Lifestyle Coupons
  • Exclusive concierge service
Join Legacy Circle
For investors of ₹5 Crore and above only
Start on WhatsApp
Done in a Day.
Signed by Tomorrow.

Send one message on WhatsApp and everything else is handled by us — at your pace, on your terms.

1

Send “FD” on WhatsApp

Open WhatsApp, send the word FD to +91 73062 19520 and select your preferred language. You instantly receive all plan details, interest rates, and monthly payout breakdown in chat.

⚡ Instant response
2

Talk to Us or Book Google Meet

Choose your plan and talk to our team on chat. Have questions? Request a Google Meet — scheduled within 1–2 hours. We explain everything simply.

📸 Google Meet in 1–2 hrs
3

Transfer the Amount

Transfer your investment via UPI or bank transfer to our verified account. Your FD is confirmed the moment payment is received — same day.

💲 Same day activation
4

Agreement Delivered to You

Soft copy of your signed agreement arrives on WhatsApp within 24 hours. Original documents couriered to your address on the very next working day.

✓ Soft copy 24hrs  |  ✓ Originals next day
Same Day Start

FD activated the day you transfer

📸
Google Meet Ready

Video call in 1–2 hours

📄
Soft Copy 24 hrs

Agreement on WhatsApp

📦
Originals Couriered

Next working day delivery

Loans
Loans Backed by
Your Assets.

We lend to business owners with collateral and to employed individuals. Fast. Fair. Transparent.

25–30%

Annual Rate on All Loans

No hidden charges. All documents collected at your doorstep. Quick disbursal for businesses with clear assets.

48hr
Approval
₹5L+
Min Loan
Doorstep
Service
Documents We Collect at Your Doorstep
  • Aadhaar Card + PAN Card
  • Property / asset ownership documents
  • Last 6 months bank statement
  • Business registration (for business loans)
  • Latest salary slips (for personal loans)
🏛
Business Expansion Loans

Running a business and want to grow? We fund expansion backed by your existing assets or property.

₹10L – ₹5Cr
🏪
Shop & Trade Loans

Textile, grocery, hardware — working capital for established shop owners with collateral.

₹5L – ₹1Cr
🏗
Property & Asset-Backed Loans

Own land or commercial property? Get up to 70% of its market value as a loan.

₹25L – ₹10Cr
💼
Personal Loans for Employed

Salaried professionals can avail personal loans backed by employment documents and salary proof.

₹1L – ₹25L
🌾
Agriculture & Plantation Loans

Agricultural land and plantations accepted as collateral. Indian farmers deserve better access to credit.

₹5L – ₹2Cr
Who We Are
Our Vision.
Our Mission.
🔭

Our Vision

To become India’s most trusted financial partner — where every common man, from a daily wage earner to a businessperson, has access to fair, transparent, and rewarding financial products that genuinely change their lives.

We envision an India where wealth is not a privilege of the few, but a right of every hardworking family.

🎯

Our Mission

To provide honest, high-return fixed deposits and fast loans that put more money in the hands of people — not banks. Every product is designed with one question: does this genuinely help a common man grow?

Radical transparency — no hidden charges, no confusing terms, no fine print that harms you.

🤝
Trust First

Every client is known by name, not account number

📖
Transparency

Every charge explained. Zero surprises. Ever.

Speed

Fast decisions because your needs don’t wait

🌿
Growth for All

Built for every common man, not just the wealthy

Gold Loan
India’s Highest
Gold Loan Value.
85–90%
of your gold’s market value

While banks offer 75% and others give 70%, we give you up to 90%. Because your family’s gold deserves maximum respect and maximum value.

Hexawaie
90%
Muthoot
75%
Banks
70%
1
Bring Your Gold

Walk in with jewellery + Aadhaar + PAN. No appointment needed.

2
Transparent Valuation

Evaluated at current market rate in front of you. Every gram counted clearly.

3
Get Up to 90%

Cash or bank transfer in 30 minutes. Maximum value for your gold.

4
Safe Vault Storage

Your gold stored in fully insured, secured vaults. Treated with full responsibility.

5
Redeem Anytime

Repay and collect your jewellery anytime. No early repayment penalty.

Why Hexawaie
Compare Us.
We Welcome It.
FeatureHexawaie FinancialSBI / BanksPost OfficeChit Funds
Max FD InterestUp to 20% p.a.7.25% p.a.6.9% p.a.Uncertain
Payout FrequencyEvery MonthYearly / MonthlyYearlyVaries
Multiple Plans 6 plansLimited
Health Insurance Gold Elite+
Business LoansSlow / Complex
Gold Loan LTVUp to 90%75%N/AN/A
Doorstep Service
See the Difference
What Banks Offer vs
What We Offer.

These are the actual FD rates major Indian banks are offering right now. Compare and decide for yourself.

Bank / Institution 1 Year Rate 2 Year Rate 3 Year Rate Payout Options ★ Hexawaie Financial
State Bank of India 6.80% 7.00% 6.75% Monthly / Quarterly / Annual Up to 20% p.a.
Monthly Payouts
3-Year Lock-in
Doorstep Service
Health Insurance (Gold+)
Open FD Now
HDFC Bank 6.60% 7.00% 7.00% Monthly / Quarterly / Annual
ICICI Bank 6.70% 7.00% 7.00% Monthly / Quarterly / Annual
Axis Bank 6.70% 7.10% 7.10% Monthly / Quarterly / Annual
Kotak Mahindra Bank 7.10% 7.10% 7.00% Monthly / Quarterly / Annual
India Post Office FD 6.90% 7.00% 7.10% Annual only
South Indian Bank 6.80% 7.00% 6.90% Monthly / Quarterly / Annual
👈 Swipe to compare ➞

* Bank rates are indicative as of 2025 and subject to change. Hexawaie rates are fixed for the full 3-year tenure at time of investment.

Getting Started
Open Your FD
in 4 Simple Steps.
1

Message Us on WhatsApp

Send “FD” on WhatsApp and select your language. We respond within the hour. No calls, no IVR, no waiting.

2

Choose Your Plan

Bronze to Legacy. Our team walks you through every detail clearly in simple language.

3

Submit Documents

Aadhaar + PAN only. We collect at your doorstep or digitally. Done same day.

4

Earn Every Month

Interest hits your bank every 30 days for 3 years. Full principal returned at maturity.

Join Our Team
Grow With Us.
Earn With Us.

Become a Hexawaie Agent

We are building India’s most trusted financial network and we want you to be part of it. Earn commission on every client you bring, plus a fixed support salary. Real income that grows with your network.

How You Earn

Fixed Support SalaryMonthly base pay
FD CommissionPer ₹1L deposit brought
Loan CommissionPer loan disbursed
Renewal BonusWhen client renews FD
🏠

Work from your own area — no relocation

📱

Full training & marketing material provided

💰

Commission paid on time, every time

🏆

Top agent recognition & annual rewards

Apply as Agent

Fill in your details — we contact you within 24 hours.

Why Your Money is Safe
Built on Trust.
Backed by Documents.

We know trust is earned, not claimed. Here is exactly how we protect your investment.

📄

Legal Agreement

Every investment is backed by a signed legal agreement in your name. You receive the original document — this is your proof and protection.

✓ Signed & Delivered
🏥

Registered Company

Hexawaie Financial Services is a legally registered entity. Our registration documents are available for you to verify before investing.

✓ Verified Registration
🔐

Transparent Operations

No hidden charges. No surprise deductions. Every term is explained clearly before you sign. What we promise is exactly what you receive.

✓ Zero Hidden Charges
📱

Monthly Account Updates

Every month you receive a WhatsApp update showing your FD status, interest credited, and maturity date. You are always in the loop.

✓ Monthly Statements
📍

Real Office, Real People

We have a real physical presence. Our team is reachable by call, WhatsApp, and in person. We are not a faceless platform — we are people you can meet.

✓ Physical Presence
📦

Documents Couriered to You

Your original signed agreement and all certificates are physically couriered to your home address. You hold the proof — not just a digital file.

✓ Physical Documents
Frequently Asked Questions
We Answer Every
Question You Have.

If you have a doubt, it is here. If not, WhatsApp us and we will answer within the hour.

Is my money safe with Hexawaie?
+
Yes. Every investment is backed by a signed legal agreement in your name. We are a registered company and your money is deployed in secured, asset-backed lending. You also receive physical documents couriered to your address as proof.
How is 14-20% p.a. possible when banks give 7%?
+
Banks are middlemen. They take your money at 7% and lend it at 12-18%. We cut that middleman out. We collect funds directly from investors and deploy them in secured loans and business lending at higher rates, then share that higher return directly with you.
When exactly do I get my monthly interest?
+
On the same date every month as your investment date. For example, if you invest on May 5th, your first payout hits your bank account on June 5th, then July 5th, and so on — for the full 3 years. No delays, no follow-up needed.
What happens at the end of 3 years?
+
Your full principal amount is returned to your bank account. You would have already received all your interest month by month throughout the 3 years. So at maturity you get your original investment back completely.
Can I withdraw my money before 3 years?
+
The lock-in is 3 years. Early withdrawal is not available in standard plans. This is what enables us to offer the high returns we do. We recommend only investing money you will not need for 3 years. If you are unsure, speak to our team before investing.
What documents do I need to invest?
+
Just your Aadhaar Card and PAN Card. That is all. Our team collects these from you at your doorstep or digitally via WhatsApp. No long forms, no branch visits, no running around.
How do I know Hexawaie is not a fraud?
+
Fair question. We are a registered company. We give you a signed legal agreement before taking a single rupee. We courier original documents to your home. Our founders are reachable by name. We also encourage you to start small, see one monthly payout, and then invest more. Trust is built by actions, not words — and we are ready to prove it.
Is the interest taxable?
+
Yes. Interest income from Hexawaie FDs is taxable as per your income tax slab under “Income from Other Sources.” We recommend consulting your CA or tax advisor for your specific situation. We provide all the documentation you need for your tax filing.
Can I invest in someone else’s name (spouse / parent)?
+
Yes. We can open the FD in any individual’s name as long as we have their Aadhaar and PAN. Many clients invest in their spouse’s or parent’s name for tax planning purposes. Our team will guide you through this during onboarding.
How do I get updates about my investment?
+
Every month, after your interest is credited, you receive a WhatsApp message confirming the payment, your remaining tenure, and maturity date. You are always in the loop. You can also contact your relationship manager anytime on WhatsApp or call.
What if I want to invest more after my first FD?
+
You can open multiple FDs at any time. Many of our clients start with ₹1 lakh, see the payouts for a few months, and then invest more in a higher plan. Each FD has its own agreement and payout cycle.
Do you operate only in Kerala?
+
No. We are a Pan India financial service. Clients across India can invest with us via WhatsApp and Google Meet. Our doorstep service is available across Kerala and is being expanded to other states. NRI clients also invest through us with family assistance.
Pan India · Every Month
Payouts Reaching
Every Corner of India.

From metros to small towns — every 30 days, monthly interest reaches Hexawaie families across the country.

+₹11,667 · Delhi
+₹33,333 · Mumbai
+₹1,000 · Bengaluru
+₹75,000 · Chennai
+₹5,833 · Hyderabad
+₹23,333 · Kolkata
+₹11,667 · Ahmedabad
+₹58,333 · Jaipur
+₹2,917 · Lucknow
+₹33,333 · Kochi
+₹8,750 · Pune
+₹1,58,333 · Guwahati
+₹11,667 · Bhopal
+₹4,667 · Patna
+₹46,667 · Nagpur
+₹17,500 · Surat

Representative illustration of monthly payout activity · All plans pay interest every 30 days

Verified Client Stories · Pan India
Real People.
Real Returns. Real Trust.
★★★★★

“For 12 years I kept renewing my bank FD at 6.5%. My neighbour told me about Hexawaie. I started with ₹10 lakhs. First payment came exactly on the 30th day. Then the next. Then the next. Now I wonder why I waited 12 years.”

RK
Rajesh K.
Bengaluru · Silver Plan
★★★★★

“After 35 years of service I retired with some savings. My pension barely covers medicines. My son found Hexawaie. We did a Google Meet in under 2 minutes. That was 8 months ago. Every month ₹17,500 lands in my account. I feel secure again.”

VP
Vinod P.
Lucknow · Silver Plan
★★★★★

“I lost ₹3 lakhs in a scheme that promised big returns but vanished. For two years I kept my money in a locker. A friend introduced Hexawaie. I asked hard questions. They gave real answers and a proper signed agreement. Nine months. Every payment on time. My faith in investing is back.”

SM
Sunita M.
Pune · Bronze Plan
★★★★★

“My textile shop needed expansion. Three banks said no. Hexawaie approved my loan against my shop property in a week. Sales are up 80% this year.”

HM
Harish M.
Surat · Business Loan
★★★★★

“I work in IT. I had ₹5 lakhs in savings account earning almost nothing. Hexawaie Bronze gives me 12%. I joined via Google Meet during my lunch break. Money works while I work.”

AT
Arjun T.
Hyderabad · Bronze Plan
★★★★★

“After my husband passed, I had savings with no income. Hexawaie Silver gives me ₹23,333 every month. The team explained everything at my house in simple language. Now I am financially independent.”

PR
Pratibha R.
Jaipur · Silver Plan
★★★★★

“I pledged 40 sovereigns of gold for my daughter’s college fees. Got 90% value — more than any bank gave. Process was one hour. No hidden charges. Completely transparent.”

MK
Murali K.
Chennai · Gold Loan
★★★★★

“I am an autorickshaw driver. I saved ₹1.2 lakhs over 3 years. Hexawaie Bronze plan gives me ₹1,200 every month. Small amount but real. First time in my life my savings is actually growing.”

VK
Vijayan K.
Thrissur · Bronze Plan
★★★★★

“NRI from Dubai. Sent ₹20 lakhs home. My mother handled it herself because Hexawaie’s executive came home, spoke in Malayalam, process was simple. Getting ₹23,333 monthly for family expenses.”

NP
Nishad P.
Dubai (NRI) · Silver Plan
★★★★★

“My house needed urgent roof repair before the monsoon. Banks wanted weeks. Hexawaie processed my personal loan in 4 days on my salary slips alone. Everything on Google Meet. The roof got fixed before the rains.”

SJ
Sneha J.
Nashik · Personal Loan
★★★★★

“My father is 70. His bank FD matured and he didn’t know what to do. I showed him Hexawaie on phone. Google Meet call, they explained in simple language. He invested ₹12 lakhs. Getting ₹14,000 every month now.”

AS
Abhishek S.
Delhi · Silver Plan
★★★★★

“I invested ₹50 lakhs from property sale into Platinum plan. Getting ₹75,000 every month. The family health insurance was an unexpected bonus. This money now handles my entire family’s monthly budget.”

GR
Girish R.
Kochi · Platinum Plan
★★★★★

“I was in a chit fund that closed overnight. No warning, no money back. I sat on my savings for a year. A cousin convinced me to speak to Hexawaie. They showed me the agreement line by line. Six months in, all payments on date.”

RM
Ramya M.
Coimbatore · Bronze Plan
★★★★★

“I am a housewife. My husband put ₹10 lakhs in my name. Hexawaie Silver plan. I get ₹11,667 every month in my own bank account. For the first time in my life I have personal financial independence.”

KN
Kavitha N.
Kozhikode · Silver Plan
★★★★★

“Hardware shop in Malappuram. Needed expansion capital. Hexawaie took my shop building as collateral and gave ₹40 lakhs in 8 working days. I opened a second branch. My turnover doubled this year.”

FK
Faisal K.
Malappuram · Business Loan
★★★★★

“My wife and I pooled ₹30 lakhs into Gold Elite. Monthly ₹40,000 comes in. It fully covers our home loan EMI. We did everything online — Google Meet, digital documents, no travel needed.”

RV
Rohit V.
Mumbai · Gold Elite Plan
★★★★★

“I am 65, retired from Indian Railways. My grandson showed me Hexawaie. I was skeptical but the team was patient and professional. Invested ₹7 lakhs. Getting ₹8,167 every month. Better than my pension supplement.”

BL
Babu L.
Thrissur · Silver Plan
★★★★★

“I am a single mother. ₹5 lakhs in Bronze plan gives me ₹5,000 every month. It covers my son’s school fees completely. Hexawaie pays monthly, not once a year like banks. That makes all the difference for me.”

TM
Tanya M.
Kolkata · Bronze Plan
★★★★★

“Very professional team. They showed me exactly how much I will get every month before I signed anything. No pressure to invest more. Just honest finance. Recommending to all my friends.”

CJ
Chandan J.
Ahmedabad · Gold Elite Plan
★★★★★

“I lost money in a fraudulent investment before. Hexawaie gave me proper documents, legal agreement, everything transparent. Eleven months. Not a single delay. When fraud is everywhere, Hexawaie’s honesty is what keeps me here.”

DS
Deepak S.
Bengaluru · Silver Plan
Learn & Invest Smarter
Simple Guides for
Every Investor.

Plain language answers to help you understand your money better. Tap any card to ask our team about that topic directly on WhatsApp.

💰
Fixed Deposits

Is a 20% FD Safe? Here’s How Hexawaie Actually Works

A simple explanation of how we generate higher returns than banks and why your investment is protected by a legal agreement.

Ask Us on WhatsApp →
📈
Monthly Income

How Monthly FD Payouts Help You Manage Household Expenses

Why monthly payouts are better than annual for most Indian families — with real examples of how clients use their monthly income.

Ask Us on WhatsApp →
🥊
Gold Loans

Gold Loan vs Personal Loan: Which is Right for You?

A simple comparison to help you decide whether to use your gold or your salary documents to get the loan you need, quickly.

Ask Us on WhatsApp →
Up to 20% p.a. Returns Monthly Payouts, Every 30 Days Doorstep Service Across India Only Aadhaar + PAN Needed Client in 2 Minutes on WhatsApp Gold Loans up to 90% Value

Your Money Deserves Better.
Start Today.

From ₹1 lakh to ₹5 crore — there’s a Hexawaie plan built for you. Monthly payouts. Doorstep service.

Open Fixed Deposit Send “FD” on WhatsApp
Reach Out
Ready to Start
Your Journey?

Getting started is simple. Just send “FD” on WhatsApp, select your preferred language, and our team guides you through everything — no phone calls, no waiting on hold.

💬
WhatsApp Us — Send “FD”+91 73062 19520
🌐
Choose Your LanguageEnglish · Malayalam · Hindi & more
Emailhexawaiefin@gmail.com
📸
Online MeetingGoogle Meet · Scheduled in 1–2 hrs
🕐
Working HoursMon – Sat · 9 AM – 6 PM

Book a Free Consultation

We’ll call you back within 1 hour.

Complete Transparency
How We Generate
Your Returns.

A fair question every investor should ask: how can Hexawaie offer higher returns than a bank? Here is the honest answer — we put your money to work across multiple income-generating assets.

🏦

Collateral-Backed Lending

A large part of deposits is lent out as business, property, and gold loans — always secured against real assets like land, buildings, and gold. Borrowers pay 25–30%, and that interest funds your returns.

🥇

Gold-Secured Loans

Our gold loan book is backed by physical gold held in secured vaults. Even in default, the gold covers the loan — making this one of the safest, steadiest sources of income for the fund.

🏢

Diversified Asset Allocation

Funds are spread across multiple sectors and borrowers — never concentrated in one place. Diversification protects the pool so that no single default affects your monthly payout.

Zero Bank Overheads

Traditional banks spend heavily on branches, staff, and advertising. We operate lean and doorstep-first, so the margin a bank keeps for itself is passed back to you instead.

1

You invest in a Hexawaie Fixed Deposit

2

We deploy it across secured, asset-backed loans

3

Borrowers repay with interest every month

4

You receive your monthly payout — on time

⚠ Important: All investments carry some degree of risk. Returns are generated through lending and asset deployment, and while every deposit is protected by a legal agreement and backed by secured collateral, you should invest only after understanding the product fully. We encourage every investor to ask questions, read the agreement carefully, and start with an amount they are comfortable with. Interest income is taxable as per your applicable income tax slab.